FAQS (FREQUENTLY ASKED QUESTIONS)
WORKER'S COMPENSATION FAQs
Q: How much does an attorney cost?
A: I am paid for Worker’s Compensation cases by a percentage of the amount I win for you. In the event that you receive ongoing weekly benefits no percentage is taken from your weekly check.
Q: Can I avoid the hassles of a Worker’s Comp Claim and just pay my medical bills through health insurance?
A: Big mistake. Health insurance only covers medical bills. Worker’s Comp pays medical bills, disability benefits, and permanent impairment in addition to providing return to work rights and vocational rehabilitation benefits.
Q: How are my disability benefits calculated?
A: Generally, an injured worker receives 60% of his/her average weekly wage. For example, if you gross $700 a week on average, your weekly total disability benefit would be $420 each week (60% of $700).
Q: Can I get money for mileage?
A: Yes. Roundtrip mileage of about 50 cents per mile is paid for mileage to all medical appointments including visits to doctors, physical therapists, chiropractors, etc..
Q: Are Worker’s Comp carriers “out to get me” or trying to make things harder for me?
A: No. HOWEVER, the Worker’s Comp carrier will protects its rights and you should not forget that an insurance company’s interests are not the same as yours. My job is to protect your rights and interests.
Q: Will I have to go to a Labor Department Hearing?
A: Maybe. Many issues can be resolved through negotiation; however, both sides (yours and the insurance carrier) have the right to petition the Department of Labor for a hearing. These issues can include: payment of disability benefits, medical bills, permanent impairment awards, vocational rehabilitation and others.If it is necessary to go to a hearing, the Worker’s Comp carrier will use their own attorneys who are going to protect the insurance company’s rights. I will be there to protect you at that hearing. I have leveled the playing field for my clients for almost 30 years to help them protect their rights as injured workers. Call me. I can help you!
CAR ACCIDENT FAQs
Q: What should I do if I get into an accident?
A: If you are hurt in the accident:
CALL 911 or have someone call immediately.
Go to the hospital even if you think it may be minor.
If someone is with you, have them get the information listed above for the other driver(s), witnesses and then make sure to get pictures.
The priority is making sure you are OK.
Contact your insurance carrier with any and all information available.
Call a lawyer. Insurance carriers try to protect their clients and money and you need to protect yourself. Attorney Loo can give you a free consultation and help you understand the process.
Many accidents are just fender benders. In those cases, here are some steps that can help you get things sorted out.
Pull over to a side of the road, if possible.
If safe, get out of the car and speak with the other person. Make sure everyone is OK.
Exchange names, addresses, phone numbers and insurance carriers. If possible get the policy number. Note the color, make and license plates of the cars involved.
If there are witnesses, get their name, address, and telephone number. If you just see cars, writing down the make, model and license plate number might help.
If possible, photograph all damaged cars, the accident scene and anything else that might be useful later using your cell phone camera.
If the accident has injuries and/or has debris, is causing traffic problems or other things which could be dangerous, call 911.
As soon as you are able, call your insurance company and tell them about the accident. Be prepared to give the all information collected at the scene of the accident.
Q: When do I need a lawyer?
A: If you have been hurt in an accident, call Attorney Loo as soon as you are able. He will talk with you as part of a free consultation and a good lawyer can help you navigate the legal system and insurance companies and protect your rights. Many times, Attorney Loo can simply offer you advice and you can negotiate small things yourself.
Q: My car is totaled. What to do?
A: If the other driver is at fault, you will be paid fair market value for your car by his/her insurance company. If the other driver is uninsured, your insurance company will pay you the value minus your deductible that is in your automobile policy.
MEDICAL MALPRACTICE FAQs
Q: When is something considered malpractice?
A: Before I became a lawyer, I worked as a Respiratory Therapist with extensive experience in ICU, CCU, and the Emergency Room. Most doctors and other health care professionals are dedicated and competent. However, sometimes due to carelessness, oversight, fatigue, lack of training or other factors, mistakes are made which can result in serious injuries to their patients. These injuries are considered malpractice.
These are common types of medical malpractice:
Failure to diagnose. The health practitioner didn’t diagnose correctly or missed a diagnosis and that caused a worse outcome.
Improper treatment. If the health practitioner either chooses the wrong treatment or administers the wrong treatment, there could be malpractice.
Failure to warn a patient of known risks. Doctors have a duty to warn patients of known risks of a procedure or course of treatment -- this is known as the duty of informed consent. If a patient does not know or understand the risks and they treatment or surgery was performed, this could be considered malpractice.
Q: I like my provider. Will this hurt him/her?
A: Malpractice insurance exists for these events. Medical and legal professionals carry this insurance to help the injured.
Q: Is it expensive to hire an attorney?
A: There is no cost to the client until there is an award (payment) at the end of the case. The attorneys take a percentage of the award. There are very rarely fees that the patient/client has to pay during the negotiating and trial periods of the case. There are costs, though, which include paying expert witnesses, requesting medical records, evaluations, court costs and so on that are paid by the law firm and collected at the time of settlement.